car accident, people involved often experience concerns regarding medical costs, insurance
coverage, and other accident-related expenses. Fortunately, Texas law
requires that drivers carry insurance in case they are involved in a vehicle
Despite this requirement, the roads remain plagued by uninsured and underinsured
drivers. When these individuals cause accidents, they put victims at the
risk of paying expensive out-of-pocket costs since there isn’t insurance,
or adequate insurance, to cover accident-related expenses. For this reason,
it is important that Texas drivers secure uninsured and underinsured (UM/UIM)
Understanding Uninsured and Underinsured Motorist Coverage
While Texas laws require drivers to carry a minimum amount of coverage,
many drivers fail to abide by these guidelines, placing others at serious
financial risk following car accidents. Uninsured and underinsured motorist
coverage is designed to protect a victim after they have been involved
in an accident caused by a driver that does not have enough or any liability
coverage. It is also designed to protect victims of hit-and-run accidents.
It is important to keep in mind that although this type of coverage is
optional, drivers should take advantage of the opportunity to purchase
it. Uninsured and underinsured motorist coverage can protect a driver,
family members, passengers in the vehicle, and others driving your car
with permission. It can cover bodily injury damages, including medical
expenses, lost wages, pain, and suffering. In addition, it can cover property
damages including vehicle repairs, car rental cost, and more.
A driver can purchase this type of coverage in a minimum amount or in a
larger amount up to the dollar limit of their liability policy. It is
advised that drivers purchase the maximum amount of uninsured and underinsured
motorist coverage, if possible, to protect themselves from reckless, negligent,
or careless drivers who may be uninsured or underinsured.
Injured in a Vehicle Collision? Call Uvalle Law Firm, PLLC Today
If you or someone you love has suffered injuries in a vehicle collision,
we urge you to call our Dallas car accident lawyers at Uvalle Law Firm,
PLLC today. When you contact our team, we can listen to the details of
your case and determine which legal strategies can help you obtain positive
results in the shortest amount of time possible. At our firm, we understand
that these types of cases can affect an entire family, and that is why
we work diligently to fight for your rights and future.
To speak with
a Dallas car accident attorney,
call the legal team at Uvalle Law Firm, PLLC right away! We have helped countless clients
throughout the Dallas area.